myfirsthomeplan.nz

The numbers keeping you up at night?

For most first home buyers, this is the stage where excitement meets overwhelm.

Let’s calculate a plan for you that you can actually sleep on.

See My Options

Let’s build your plan

1. First, what is the main goal for your plan?

This helps us focus on what’s most important to you.

Clarify my true borrowing power

Confirm my deposit is enough

Explore my low-deposit options

Understand my future repayments

2. Great. Now for the two key numbers.

This gives us the big picture. All information is confidential.

Your total household income (before tax)

Your total deposit (including KiwiSaver, savings, gifts)

3. Excellent. Your plan is taking shape.

An adviser will personally review and prepare your options.

Your name *

Your email address *

Your phone number *

Any other comments?

The Goal

Key Numbers

Contact Details

We’re not here to sell you anything. We’re here to help you figure things out.
We won’t spam you, and we’ll always keep your details private.
Read our privacy policy.

Everyone starts somewhere, the key is getting the right guidance early on.

It all felt so overwhelming at first. But the personalised plan showed me what I could actually afford and made the impossible suddenly feel achievable.

Jess, first-home buyer, Wellington

I thought I needed to save way more than I actually did. After a quick chat with an adviser, they laid out my options so clearly and it gave me the confidence to keep going.

Ruben, first-home buyer, Auckland

This was the first time I felt a team was actually on my side. It felt like they were working for me, not just the banks.

Monique, first-home buyer, Christchurch

The Team on Your Side

We’re The Mortgage Advice Company, and we believe getting your first home should be exciting, not overwhelming.

Our whole team is built around one simple idea: to give you clear, honest advice that works for you, not for the banks. We’re here to be your guide and your champion, from your first question to your first day as a homeowner.

✓ Straight answers, not bank-speak
✓ We shop the market so you get the best deal
✓ A step-by-step plan to your first home

Your Questions, Answered

What does this service cost?

Our service is free for you. We are paid by the lender you choose, so our advice is always focused on finding the best outcome for you.

Will this affect my credit score?

No. Submitting your details for a plan does not affect your credit score. We only perform a credit check with your permission, much later in the process.

What documents do I need to prepare?

To start with, nothing at all. Later, we’ll guide you through gathering the basics like ID and proof of income. Our job is to make this simple.

Am I obligated to proceed with you?

Absolutely not. Our initial plan and advice come with no obligation. You are in complete control of the decision to move forward.

Ready to Build Your Plan?